What you need to take out a personal lease on a vehicle

30/06/2021  Finance Products All News


We often get asked "what information do I need to provide when applying for a personal lease?".

As part of the application process, we will need to complete credit and affordability checks to ensure your current circumstances meet the lender requirements.

For this, we will require a few basic details:

  • Personal Details such as your Full name, Date of Birth, Marital Status and number of Dependants.
  • Address details for the last 3 years to verify your identity and match you to your credit information.
  • Employment details from the past 3 years to assess your financial security for the term of the agreement.
  • Your bank details to set up direct debits for future payments.
  • Your monthly income and expenditure to check that you can comfortably afford the repayments.
  • On some occasions, lenders may request further additional information to support your application such as proof of identification; driving licence or passport, proof of income; payslips or bank statements or proof of residency; utility bills or bank statements

All of this information can be sent to us via email meaning we could get you approved and in your new vehicle in no time at all.

Above all, our team are always on hand to answer any questions you might have…so start your application today and let us help you into your perfect car!


Make an enquiry today and let our team help you into your perfect next car:

Apply for vehicle finance online at Jigsaw Finance: jigsawfinance.com/apply-online

Browse for a leasing offer on our sister website, Carzu: carzu.com/search

Jigsaw Finance Limited and associated trading styles is a Credit Broker not a lender and is authorised and regulated by the Financial Conduct Authority (FRN 679612). We work with a limited panel of lenders, who may offer different interest rates and charges. We are only able to offer finance products from these providers. Our lender selection process is structured to balance lender efficiencies with customer approval rates. We operate on a non-advised basis, meaning we do not provide financial advice or make recommendations. Instead, we explain key features of available finance products, and you decide whether the product is suitable for you.

We do not charge you a fee for our service; instead we receive a commission payment from lenders for arranging finance on your behalf. The commission we receive may vary depending on the lender and product. The commission we receive from the lender and pay to the introducer impacts the amount you pay.

As a credit broker with a limited panel of preferred credit providers from whom we receive commission, Jigsaw is not impartial and we may be influenced by the amount of commission we earn. Although we receive commission from lenders, we aim to provide finance solutions that meet our customers' needs.

The amount earned by Jigsaw and the motor retailer including how it has been calculated will be disclosed prior to signing your agreement. Full details of this can be found in our Initial Disclosure Document.

If you have any questions about how we are paid or how we select lenders, please ask before proceeding.

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